The appraisal department at VanDyk Mortgage coordinates orders, appraisal assignments, AMC approvals and appraiser compliance. This deprtment ensures compliance with industry standards and regulatory requirements, including the Uniform Standards of Professional Appraisal Practice (USPAP), to provide accurate and unbiased valuations. These valuations are crucial for determining the loan-to-value ratio, which impacts the amount of financing the company can extend to borrowers. The appraisal department plays a vital role in risk management, helping to mitigate the potential for overvaluation and ensuring the company’s lending practices align with prudent underwriting standards.
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